Getting a Loan or Refinancing Your Existing Loan
Does it make sense to refinance your home, get a home equity loan or take out
a second mortgage? You can often save a lot of money by optimizing your debt
with low interest rate or consolidation loans. If you are paying high interest rates on your credit cards,
home loans or any other debt (school loans, car loans, boat loans, etc) and you
want to cut your rates and your minimum payment, consider taking out a loan from
one of the lenders below. Many of the programs are for existing home
owners or for first mortgages, but some of the lenders offer personal loans
backed by assets other than your home. Make sure that before you apply
that your credit is in good shape.
Click here to learn
more about your credit. If your credit is flawed, don't worry, some of
the lenders below offers sub prime loans to people with bad credit. You'll
pay a little higher interest rate but it could still be worth it if you are
already paying high interest rates.
Need help learning what loan structuring is right
for you?
Note: Most of
the following links are to paid advertisers. If you click on a link
and purchase an item or service, our site may receive a portion of the
money you spend. With that said, we have chosen the most user
friendly and cost effective sources for you to find the information or
service you desire. We appreciate your patronage and can offer our
free financial advice only because of your support.
|
LoanWeb is a free service that takes your
loan application information and searches hundreds of lenders and thousands
of loan programs to find a loan that fits your needs. They are in
essence an online mortgage broker. Filling out the application only
takes a few minutes, it's free and their are no obligations. You can
find mortgages, refinance loans, home equity loans, debt consolidation loans
and even home equity lines of credit. |
Premier Equity Have good credit? Premier Equity is a
direct lender of home equity loans and home equity lines of credit.
They offer a 100% value loan and even a 125% value loan, so
you can get the money you need for home improvements, or to pay off your
high interest rate debt or credit card debt. Premier Equity does not provide
first mortgage loans, home improvement loans, refinance loans or loans to
poor credit consumers. |
Ameriquest Mortgage Ameriquest Mortgage offers direct
loans to people with bad credit that may have been turned down from
other lenders. Their loans are easier to qualify for and their rates are
competitive. You can be prequalified in 24 hours and they can close your
loan in as little as 10 days. Note: The difference between a direct
lender (like Ameriquest) and a lending service (like LoanWeb), is that a
direct lender actually loans you the money, whereas a loan service company
contacts hundreds of lenders to find your lender. |
Credit and Debt Credit and Debt offers a great
program that allows you to get information or apply for a loan for free.
From their site, you can find credit reports, credit repair help, mortgage
loans, debt consolidation loans, home equity loans and even insurance
quotes. |
Credit Provide Don't Own a House and
Need a Personal Loan? Credit Provide offers help getting unsecured loans that you can use to refinance your
existing credit card debt. They also offer many tips and tricks regarding
your credit and specialize in helping people with credit problems. |
Countrywide Credit / Full Spectrum Lending Full Spectrum Lending (a member of the
CountryWide family) specializes in sub prime loans. If you have bad credit,
credit issues, or are looking for a unique financing method, Full Spectrum
Lending (a member of the CountryWide family) can help you find a loan.
They offer many types of loans including mortgages, adjustable rate
mortgages, combination rate mortgages, credit improvement loans, low down
payment loans, investment property loans, vacation home loans and reduced
paperwork loans. |
|
America One
Have good credit and no home to mortgage? Apply for
one of several unsecured loan programs from America One Funding and you
could get up to $150k in as little as 2 days. |
|
